Advice for homeowners
This section helps you as a homeowner to identify the appropriate course of action to be taken at any stage of a possible repossession: from first arrears to court action and resolution of the problem. To read more about the options available to you please View the advice for HomeownersAdvisers Content
Download the Advisers Guide
The advisers guide provides information for Lay Representatives to The Home Owner and Debtor Protection (Scotland) Act 2010 will come into force on 30th September 2010. Download the Advisers Guide
Seminar Presentations
View the seminar presentations
The presentations and videos for the seminars are now available for download. View the seminar presentations
Further Resources
View resources
This page signposts you to information providers and further support regarding the The Home Owner and Debtor Protection (Scotland) Act 2010.Read more
Homeowners Content
Mortgage arrears
If you fall behind with your mortgage payments you could risk losing your home. This section has advice on what you can do if you are having problems paying your mortgage.
Many home owners have problems paying their mortgage. If you are having financial problems, you need to act quickly, even if the problems are only temporary. If you don't, you could risk losing your home.
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