The Scottish Legal Aid Board and Shelter Scotland present:

Advice for homeowners and advisers to prevent repossessions in Scotland


Get the repossessions guide for advisers if you're an adviser dealing with repossessions in Scotland under The Home Owner and Debtor Protection (Scotland) Act 2010 (HODP Act). The Act came into force on 30 September 2010, bringing in major changes to the law on mortgage repossessions.


This section helps you to identify what to do at any stage of a possible repossession as a homeowner, from first mortgage arrears to court action and resolution of the problem.